Loans and Incentives

EDWC provides low-cost, flexible financing and incentive expertise to help business expand, relocate, and thrive in Washington County.

The IMPACT Loan Fund: Our Flagship Financing Program

The Impact Loan Fund provides subordinate financing to preserve your capital, fill a financing gap, or reduce your lender’s risk — with terms and creativity that banks can’t offer. Our funds are readily available in amounts $100,000 – $1,000,000.

IMPACT LOAN FUND

Flexible Capital for Real Growth

Available to for-profit businesses expanding or relocating in Washington County. Funds often count as equity, making your bank deal more viable.

Loan Amounts

$100K – $1M

Term / amortization

Up to 25 years

Rate type

Fixed, extended periods

Prepayment

No penalties (most cases)

Explore IMPACT Loan Details

Impact Loan Fund Segments

The Impact Loan Fund includes two segments intended for specific project types and business sizes.

Small Biz Loan

A streamlined loan segment of the Impact Loan Fund — built specifically for Washington County small businesses.

Amount: $25,000

Rate: 5.50% fixed

Term: 5 years

Collateral: None required

Employees: 15 or fewer

Explore Small Biz Loan →

Brownfield Loan

Low-interest financing to redevelop underused or contaminated sites into productive business assets.

Uses:

Phase I/II assessments
Remediation & demolition
Site prep & construction

Eligible: For-profit, Washington County

Min staff: 3 FT employees

Explore Brownfield Loan →

INCENTIVES

Incentives come in many shapes and forms, some simple and others more complex. EDWC asks the right questions to uncover what matters to you and can make a difference to your company.

Incentive package crafted exclusively for your project
Identifies incentives that will have an impact
Create long-term value for your company
Access made easy

WHICH INCENTIVES MIGHT WORK?

Tax Incremental Financing (TIF) Grants and Loans
Energy Incentives
Workforce Training Grants
Business Development Tax Credit
Brownfield Site Assessment Grants
Brownfields Grant Program
Global Business Development Grants

AND MORE . . .

Our experienced staff is familiar with applications and timelines for incentives and can effectively state your case with municipalities. Our consultants analyze your options and can propose from our available loans to complement/facilitate incentives.